• Upto 30 thousand    → 8.00%
• Above 30 thousand to 1 lakh    → 8.50%

House Building Loan (Max up to ₹ 40 lakh)

• 8.00%
• If taken over from other banks/ financial institutes → 7.90%

Personal Loan / Sopan Loan

• Upto 1 Lakh → 10.50%
• Above 1 lakh and to 7 lakh → 10.00%

Demand Loan & Overdraft
(Against LIC/ NSC/ KVP) 

• 8.60%

Term Deposit Loan  & Overdraft
(Against Bank Term Deposits: FD / RIP e.t.c)

• 1.00% extra charge over the deposit rate

Overdraft (Against work order)  & Cash Credit

• Upto 2 Lakh → 10.00%
• Above 2 lakh & up to 5 lakh → 10.50%
• Above 5 lakh & up to 10 lakh →11.00%
• Above 10 lakh →12.00%

Term Loan

1. Upto 3 Years:
   • Upto 2 lakh → 9.00% 
   • Over 2 lakh & Upto 5 lakh → 9.50% 
   • Over 5 lakh & Upto 10 lakh → 10.50%
2. Over 3 Years and Within 7 years:
   • Upto 2 lakh → 9.50% 
   • Over 2 lakh & Upto 5 lakh → 10.00% 
   • Over 5 lakh & Upto 10 lakh → 11.00%
   • Over 10 lakh → 12.00%

• Upto 2 Lakh → 9.00%
• Above 2 lakh & up to 4 lakh → 9.50%
• Above 4 lakh & up to 10 lakh →10.50%

Gold Loan 
Rs. 30 thousand per Gram

• 8.50%

• 10.00%

• 6.50%